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A Guide for Senior Renters in British Columbia
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Find the right place for you
A. Check out the place ahead of time
Look: Is the door peephole at the appropriate level for you? Is there a video
monitor or entry phone so you know who is calling? Is the lighting in the lobby
or entryway and elevator good?
It is always better if you do not have to rush to find a place to rent. First,
try to make sure the place, the building, and the community match your needs.
Consider:
• What is the neighbourhood like?
• How far is it to grocery stores or doctors’ offices?
• Is there a bus stop close by and how often does the bus run?
• Is there a seniors’ community centre nearby or are there other social meeting
places handy?
• How close is the place to other services that you need, such as the bank, the
post office and the local library?
Here are other things that seniors tell us are helpful:
• Ask some of the people currently living there how the building is.
• Ask them what they like best or least about living in this building.
• Ask tenants about the building manager or caretaker (do the staff and owners
treat people with respect, take care of problems fairly and promptly, etc.?)
• Spend a little time outside the building watching the people come and go (see
if you would fit in and be comfortable in this building).
Check out the practical things
too.
You probably are thinking about
how well the building that you are considering will meet your needs right now.
But it can be helpful to also think about the future if your health starts to
change. For example:
• How many stairs are there in
the front and back of the building?
• Is there an elevator?
• Are the doors in this building wide enough for walkers, wheelchairs, scooters,
etc?
• Is there parking space for a scooter?
• Are there electrical plug-ins for electric wheelchairs?
• Are there helpful aids already built in (for example, grab bars in the
bathroom)?
Usually, if you try to keep both
your current needs and your future ones in mind when choosing a place to rent,
you can live there as well as possible, for as long as possible.
Obviously, no one place will have everything you want and need (especially
considering what you can afford), but why not aim for many of these? This may be
your home for a long while and moving can be costly.
Ask about how good the intercom/buzzer system is. When people cannot hear
visitors over the system properly, they do not know whether or not to let them
in.
Feel Secure in the Community
When you are considering a place to rent, also think about the safety of the
area. Look at the building and the area around it:
• Are the sidewalks and paths to
the front, back, and parking areas well lit?
• Are there any hidden areas (look for sharp corners, walls or bushes)?
• Is the bus stop well lit and in an open area with people nearby?
So you like the building and the
neighbourhood...and you want to live here...
B. Talk with the landlord
Your conversation with your prospective landlord is very important. It is
important to find out exactly what is covered by the rent. Find out not only the
amount of the rent, but also:
• Are pets allowed?
• Is there a security deposit ? (also called a damage deposit) (See page
17)
• Is there any extra charge for parking? For cable television, or an extra
outlet?
• Is there adequate soundproofing in the rooms?
• Are there rules about smoking in the shared or common areas?
Be sure to get all your questions answered.
Some places will include parking,
cable, laundry, heat, or utilities in the rent. Others do not. Some include
cleaning or maid services in the rent. Some include certain appliances or
furniture. Others do not.
Some places include facilities
that you share with others in the building (e.g. a television room, a lounge or
an exercise room).
Some places provide a meal plan.
What is the cost? Could you afford the services if the amount increased next
year by, say, 10% or 25%?
C. Find an affordable place
Like anyone, you want a place you can reasonably afford. Many seniors are
concerned about being able to afford their apartment, particularly if the rent
increases. They worry about having to move to a less expensive or less suitable
apartment. There is help for many lower income seniors, called SAFER, which is
the short term for “Shelter Aid for Elderly Renters”
D. Apply for subsidy if necessary
SAFER is a monthly subsidy. Many seniors can apply for SAFER to help afford the
rent. About 12,000 seniors in the province currently receive SAFER.
SAFER is calculated on your
income and the amount of rent you are paying. If you pay more than 30% of your
income on rent, you may be eligible.
Despite the name of the program,
you do not have to be “elderly” to apply. Any senior aged 60 and over who rents
can apply.
See SAFER in the Community
Resources (page 52). The staff can provide you with information on who is
eligible and how to apply. There are some income and residency requirements. You
can get help from a senior citizen counsellor in filling out the application.
SAFER is not available for people
who live in subsidized housing or receive BC Benefits. If you are renting a
trailer or mobile home, you can still be eligible for the SAFER subsidy. If you
own the mobile home, you would not be eligible.
Important: Don’t forget. If you aren’t eligible for SAFER right now, but your
circumstances change, you can always apply again.
E. Know what a landlord can ask you
In British Columbia, the landlord can ask you for credit references and other
references to find out if you are a good tenant. Any other personal information
should not be considered relevant.
A landlord cannot refuse to rent to you because of your:
• race,
• colour,
• place of origin (where you came from),
• ancestry (where your family came from),
• religion,
• marital status (for example, if you are widowed, divorced, single, married, or
living common law),
• family status (for example, if you have children or grandchildren),
• sex or sexual orientation,
• source of income (for example, the landlord cannot ask you whether you receive
the Canada Pension Plan, an old age or disability pension, or welfare).
A landlord cannot refuse to rent to you, charge you more rent, or put special
terms in your agreement simply because you have a physical or mental disability.
Landlords are also prohibited
from discriminating because of people’s age. However, age discrimination laws in
our province only cover people aged 19 to 64. Hopefully this gap will be
addressed in the future.
Does that mean that as a senior,
you have no protection from discrimination? No. All the other protections
against discrimination are still there. For example, the law says you cannot be
discriminated against because you have a disability.
Some seniors have a physical or
mental disability. Some disabilities are invisible, such as arthritis or brain
injuries. Disabilities also include health conditions such as heart disease,
asthma, and depression.
Sometimes a landlord might not
want to rent to an older person who has a disability or uses a walker or
scooter, or because the landlord just thinks the person would be more trouble or
work. That is a type of discrimination based on a perceived disability. It is
against the law.
How do you know if a landlord is
discriminating against you?
Most landlords are happy to get a
good tenant. It does not matter about the person’s age, sex, race, or if they
have a disability, or other condition. Sometimes landlords say something that
sounds as if they do not want people of a specific age or group. Sometimes, they
just say “Sorry, the place is already taken”.
Jolla’s Story
When Jolla went to check out the
new building down the road, she liked it a lot. When she went to apply, she was
told by the building manager: “All the suites are gone.”
Jolla thought that was strange,
because the newspaper ad had just came out. So she asked her nephew to give the
manager a call. The manager said a place was still available. The nephew asked
the landlord if he was looking for a special kind of tenant. The landlord said
“Yes, I want younger Canadian couples. They are less trouble and don’t
complain”.
Jolla decided to call the Human
Rights Commission to find out if a landlord could do that. The landlord could
not. He was discriminating on several grounds (race, family status, age). He had
a stereotype of older people and assumed that they were (or would become)
disabled and need help.
If you think you have experienced discrimination, you can contact the British
Columbia Human Rights Commission (See page 47).
Some seniors may think it is not worth the bother because it will not help them
to get this apartment. Sometimes that’s true.
However, the Commission will follow up on your complaint and work with the
landlord to help see that other seniors who are renting do not face the same
type of problem in the future. Be an advocate for seniors’ rights!
Go to the next section Your Tenancy Agreement: A Must Have!
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